Get the simple steps of Obama's health care reform

You can still get the informal name of Obamacare, Patient Protection and Affordable Care Act. Despite President Donald Trump's efforts to dismantle or repeal the bill. Now you can take four steps to get Obama's health care reform.

The first step - see if you want Obama medical reform (time: now)

Anyone can get Obama's medical reform, you may be better, depending on your situation. The next registration period is from November 1, 2019 to December 15, 2019. But you can always use the current exchange to compare plans and find out how much subsidy you will receive. Anyone can also use exchanges to compare local doctors, hospitals, nursing homes, home health agencies, and dialysis services. Compare providers now.

If you don't have insurance, Obamacare has the biggest impact on you. If you have not been insured this year, you will be hit by taxation for a longer time. President Trump’s tax code has abolished this tax since 2019. But you may be hit by high medical expenses. For example, the cost of diabetes treatment for each family is $26,971. Neurological diseases like multiple sclerosis cost an average of $34,167. If you have cancer, you will face a $30,000 bill.

Even if you are young and healthy, you will bear the economic risk of not having insurance. If you go to the emergency room, you will pay an average of $1,265. If you can afford it, then the adventure is worth it. Otherwise, you may face bankruptcy. In fact, the country’s biggest cause of bankruptcy is medical-related costs. This is just one of the many reasons why you should be covered by health insurance.

If your income is less than $45,000, the government will subsidize some or all of your premiums. In this case, Obama's medical reform will definitely be cheaper. helps you solve this problem. In some states, you can't get extended Medicaid, but at least you don't have to pay taxes. lists whether your state has expanded Medicaid coverage.

You can find a low-cost community health center in your area, not Obama's health care reform.

If you are less than 30 years old, you have two choices. First, you can continue your parent's plan until you are 26 years old. Second, you can buy a cheaper catastrophic plan. It includes emergency room visits and hospital stays, but only three regular doctor visits.

If you have insurance, whether it is a company plan or you buy it yourself. This is true even for catastrophic insurance, a retirees program, a cobra program, or any other eligible health plan. Keep in mind that discount plans, eye care or dental discount plans or employee benefits are not eligible for insurance.

There are three possible ways to do this:

  • Your plan is "grandfather-style," which means it existed before March 23, 2010, so there is no need to provide the benefits of Obama's health care reform. These include 10 basic benefits, protecting you from being abandoned if you are sick, and the ability to incorporate your adult children into your plan.
  • You are eligible for subsidies or free medical care. For example, if your personal income is less than $50,000 and the income of a family of four is less than $100,000, the government may pay you all or part of the insurance.
  • Your company has cancelled your insurance plan. The Congressional Budget Office found that 3 million to 5 million employees are like this.
  • You have Medicare or Medicaid - you already have Obama Medicaid.
  • You are a small business owner - you must provide health insurance or pay a fine.

Step 2 - Compare Plans (Time: Now)

If you decide to take advantage of Obama's health care reform, go to the health insurance market. You will be prompted to enter your state because some of them have their own market. You will then create an account with your name and email address. Then create a username, password and answer three security questions. You will receive an email to verify your account. In addition to the purchase plan, you can also find out how much you are eligible for. To do this, you need your social security number, as well as your most recent W21099 or other income information.

Compare premiums, deductibles, and common expenses between the two programs. All programs will provide each of the 10 basic benefit categories, as well as other Obamacare benefits. The plan is divided into four different categories by coverage. The person with the least amount of insurance has the lowest premium. Here are the total health care costs you will pay for each type of program:

  • Bronze - 60%
  • Silver - 30%
  • Gold - 20%
  • Platinum - 10%

Step 3 - Buy the plan you want (time: November 1, 2019 to December 15, 2019)

From November 1st, you can buy the plan you want. There are five factors that can predict the cost of Obama's health care reform. The first is the type of plan. The other four are your age, income, family size and location.

Step 4 - Coverage begins (Time: January 1, 2020)

You must submit your payment 15 days before the start of insurance.